My wifes car was $20,000 used back in 2019. Now after basically 10 years it gets hit. The insurance declares it totalled. So the car can’t be legally driven. The insurance will only pay us $9000. But now we’re trying to buy a replacement and for the same model year they are asking 16000!

WTF! What’s insurance for? Its just a tax. I much rather save to pay for my own car and have some sort of insurance that really actually covers the other driver.

Farmer this and state farm that and whatever General lizard, all are total bullshit regardless if you caused the accident or if you’re are the victim.

They should call it “pay slightly less than full price if you fucked up your car”

  • baggachipz@sh.itjust.works
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    2 hours ago

    Insurance isn’t a joke, it’s a giant scam. Their entire business model is to give you less than you put in. And they make insane amounts of money doing it. No choice though, as it is basically legally required to exist in society.