My wifes car was $20,000 used back in 2019. Now after basically 10 years it gets hit. The insurance declares it totalled. So the car can’t be legally driven. The insurance will only pay us $9000. But now we’re trying to buy a replacement and for the same model year they are asking 16000!
WTF! What’s insurance for? Its just a tax. I much rather save to pay for my own car and have some sort of insurance that really actually covers the other driver.
Farmer this and state farm that and whatever General lizard, all are total bullshit regardless if you caused the accident or if you’re are the victim.
They should call it “pay slightly less than full price if you fucked up your car”
Insurance covers damage to the other party if you were at fault, any medical issues. To only see its value for taking care of your own car and nothing else is short sighted and ignorant.
Not true if you are in a no fault state. In Florida, diesn matter who’s at fault…you go through your own insurance and bear the coat of increased premiums …even if its 100% other guts fault.
Had a car totalled. 2018 elantra. Ins gave me 8k, black book value… But a replacement could not be found for less than 17k for same model, blue book value+dealer profit shit.
Wtf.
Liability only means your insurance pays the other car, you pay your own damages. I got liability only on my very old car. Our safer car that is driven by my wife and which carries the kids that one has comprehensive. It would cover both parties… Get this, up to Tue great sum of 100,000.00! Anything beyond that you are on your own buddy!