My wifes car was $20,000 used back in 2019. Now after basically 10 years it gets hit. The insurance declares it totalled. So the car can’t be legally driven. The insurance will only pay us $9000. But now we’re trying to buy a replacement and for the same model year they are asking 16000!

WTF! What’s insurance for? Its just a tax. I much rather save to pay for my own car and have some sort of insurance that really actually covers the other driver.

Farmer this and state farm that and whatever General lizard, all are total bullshit regardless if you caused the accident or if you’re are the victim.

They should call it “pay slightly less than full price if you fucked up your car”

  • altphoto@lemmy.todayOP
    link
    fedilink
    arrow-up
    1
    ·
    4 hours ago

    Liability only means your insurance pays the other car, you pay your own damages. I got liability only on my very old car. Our safer car that is driven by my wife and which carries the kids that one has comprehensive. It would cover both parties… Get this, up to Tue great sum of 100,000.00! Anything beyond that you are on your own buddy!