• interdimensionalmeme@lemmy.ml
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    1 day ago

    Credit cards should be illegal they are tools of Molloch and everyone loses at least a little from their usage. Credit card payment charges should be itemized on the bill of any purchase and also rewards should be considered taxable income over 1000$/year

    • Landless2029@lemmy.world
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      18 hours ago

      Credit cards should be treated as utilities. They shouldn’t be able to restrict my legal purchases.

    • mojofrododojo@lemmy.world
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      23 hours ago

      they are tools of Molloch

      dafuq

      Credit card payment charges should be itemized on the bill of any purchase and also rewards should be considered taxable income over 1000$/year

      I feel like we came to the same conclusions for very different reasons…

      • interdimensionalmeme@lemmy.ml
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        14 hours ago

        molloch is the personnified logic of someone doing something selfish for their personnal gain, but when everyone does it, everybody loses. In this case the belief that one can churn rewards and come out on top with using a credit card but the result is that ALL prices are jacked by 3%, nullifying any apparent rewards, at best you can claw back a little bit of this corporate tax. But here’s the kicker, if you don’t have a credit card, the price is also jacked, because credit card company do not allow passing the fee to end customer. So non-credit card user, still pay the 3% tax, it just gets pocketed by the vendor. I cannot overstate how evil credit card company are. When I am Earth dictator, all credit card employees will spend time getting acquainted with a brick wall

        • mojofrododojo@lemmy.world
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          9 hours ago

          molloch is the personnified logic of someone doing something selfish for their personnal gain, but when everyone does it, everybody loses

          uh huh. but why? why express it in biblical fluffery, when it’s faster (and clearer) to just say the greedy selfish bastards?

          When I am Earth dictator, all credit card employees will spend time getting acquainted with a brick wall

          if it means the greedies get shot before me I can accept this.

          • interdimensionalmeme@lemmy.ml
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            3 hours ago

            Everyone is selfish, molloch isn’t real,
            it’s a thinking pattern that everyone is subject to
            my friends admitted to using credit cards because
            “at least they get rewards”
            by personifying the behaviour pattern
            you can demonize it
            without calling your friends “greedy selfish bastards”
            It is much easier to see it and understanding
            that way than if you’re being attacked
            and then become defensive about it

            • mojofrododojo@lemmy.world
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              3 hours ago

              the point of communication is the exchange of ideas.

              packaging those ideas in incomprehensible biblical fluffery is counterintuitive if you’re goal is communication.

              but ok, whatever, have a good one

    • interdimensionalmeme@lemmy.ml
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      1 day ago

      You do understand that since vendors are not allowed
      on risk of credit excommunication, pass the transaction fee to the vendor
      It forces the vendor to put that fee in the base price.
      Everyone pays the transaction fee
      But what if you pay debit ?
      you don’t even get cashback rewards
      but you STILL pay that increased price,
      On everything you buy
      everyone without a credit card still pays a 3% tax

      Credit cards are profoundly immoral