• 15 Posts
  • 661 Comments
Joined 1 year ago
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Cake day: June 15th, 2023

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  • Health, Financial and Education are some of the worst sectors to work in IT for differing reasons. (And usually, DON’T give a salary to match)

    Health, because if something breaks people might just not be able to work, people might die. And regulatory environment.

    Financial, just sucks because of the regulatory environment and banks are some of the worst offenders of “IT is just a cost center”

    Education, (Well funded colleges/universities might be different) because of lack of funding and annoying bureaucracy

    I’ve worked in 2 of the 3 (education and financial) in IT and they SUCKED, but probably would have been a bit better if I had a good paycheck to match the suckiness.

    I will never work any of those three again.






  • That’s great, in theory. In reality, you’ll get stuck in a perpetual savings cycle like OP and in many cases never reach the mythical threshold.

    200k savings sounds nice, but if you have to spend 5 years saving and housing prices jump 80, 90, 200% in that time that savings lead gets entirely erased.

    You can always play around with your interest rate later on, but you can never change what you paid for the house


  • Real talk, forget about a down payment. There are a bunch of different ways to get a 0 down mortgage with varying qualifiers so that chances you qualify for one of them is quite decent.

    Even if not, there are still a bunch of other ways to get low down payment mortgages for ~3% down or less.

    Toss out the old adage of “20% down or bust” and keep any money saved towards it for savings for all the other costs of home/closing







  • One echo chamber is spreading toxic shit and pushing fascism in an attempt to take away all our rights in one way or another.

    The other echo chamber is spreading facts, truth, empathy, science.

    One of these is objectively better than the other. By a wide margin. Have you ever tried to get a family member to quit mainstream SM when they don’t want to? It’s like trying to get a drug addict to stop. It’s a shitty situation with no good options, but the stream of toxic shit needs to stop.


  • Like old school antenna? Do they have one of those big roof top antennas? If so, you might be able to splice the line somewhere inconvenient and insert something that’ll cause just enough interference to make it annoying over the better alternatives like streaming.

    Gotta be careful though, OTA tv is their jam unlike all the other “high tech new fangled wizardry”