Those who need therapy often have to pay out of pocket or go without care, even if they have health insurance. Hundreds of mental health providers told us they fled networks because insurers made their jobs impossible and their lives miserable.
Short answer: making it deliberately hard to collect disincentives trying to collect.
The USA government stole a rent payment money transfer to my former landlord. It was the Office of Foreign Assets Control that took it, I guess because my landlord’s name sounded Muslim (terrorist). I petitioned them for the money, filling out a long form and including the case number they told my bank. They said the had no record of it. I concluded that it wasn’t worth my time for the amount I might get back and gave up.
Short answer: making it deliberately hard to collect disincentives trying to collect.
The USA government stole a rent payment money transfer to my former landlord. It was the Office of Foreign Assets Control that took it, I guess because my landlord’s name sounded Muslim (terrorist). I petitioned them for the money, filling out a long form and including the case number they told my bank. They said the had no record of it. I concluded that it wasn’t worth my time for the amount I might get back and gave up.
These systems are designed this way for a reason.