• Th3D3k0y@lemmy.world
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    9 hours ago

    What vehicle insurance do you have that is 260 a month in insurance? I have two cars both fully insured and I am paying 800 a year TOTAL.

    • mic_check_one_two@lemmy.dbzer0.com
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      4 hours ago

      Bruh, what? Mine is $2000 for two cars. Full coverage on both, and both of us have spotless driving records. Not even a single parking ticket in over 15 years (since we both started driving). My car is $1200 per year, and my wife’s is $800. Her car is 3 years older than mine.

      FWIW, my area (North Texas) is notorious for bad drivers and uninsured drivers. Even if my driving record is spotless, the rest of the idiots on the road make my premiums go up.

    • Know_not_Scotty_does@lemmy.world
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      9 hours ago

      My bad, its $185/month, just checked. The drivers, comprehensive coverage, my old truck, wife’s old suv, and my wrx. Progressive was cheaper by a significant margin vs state farm.

      • Th3D3k0y@lemmy.world
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        9 hours ago

        AH, 3 cars would do it. I saw you mentioned the WRX which I know is a “risky” car. But I was like, dang I haven’t had those prices since I was a 19 year old with an accident on record.

        • Know_not_Scotty_does@lemmy.world
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          9 hours ago

          Yeah, clean record for 8+ years I am older than 35. Its gotta partially be the area. We got a homeowners insurance quote on one of the houses we looked at, regular house, $400k price, they wanted $16k per year in homeowners insurance… Not in a flood zone, no historical damage, no extra risk factors.

          • burntbacon@discuss.tchncs.de
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            7 hours ago

            In suburban texas, you’re probably getting hit by the uninsured drivers bit, even if you’re not actually getting the uninsured drivers coverage. The area is just bad in regards to the amount of drivers on the road without it.