My wifes car was $20,000 used back in 2019. Now after basically 10 years it gets hit. The insurance declares it totalled. So the car can’t be legally driven. The insurance will only pay us $9000. But now we’re trying to buy a replacement and for the same model year they are asking 16000!

WTF! What’s insurance for? Its just a tax. I much rather save to pay for my own car and have some sort of insurance that really actually covers the other driver.

Farmer this and state farm that and whatever General lizard, all are total bullshit regardless if you caused the accident or if you’re are the victim.

They should call it “pay slightly less than full price if you fucked up your car”

  • altphoto@lemmy.todayOP
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    4 hours ago

    Yeah the other party’s insurance is like, well here’s 9000 bucks for your car. So it means that if you’re driving a passenger van you can get hit by some idiot and then end up driving your family in a beat up mini cooper! Yey! You know, because your van is old. Its your fault that you have chosen to ride something affordable vs wanting to pay a car mortgage like a smart person.