Not sure if it tracks like your actual portfolio breakdown, it might have access to that info but for Actual Budget it just shows the balance on the account.

Has worked really well for me. Like I mentioned I’ve had a couple instances where the banks change their login flow and I had to open a support ticket to get it fixed, but they (SimpleFIN) were very responsive in working on it when I opened a support request and had it fixed within a couple days. Two of my accounts also have to be re-authenticated every time I wanna pull data into Actual, but that’s also the banks’ fault and it’s not that big of a deal to do.

As for integration with Actual is basically flawless and just works. Setup is super easy, just paste in a token from SimpleFIN and boom you see all the accounts you have linked and can attach them to accounts in Actual. Sync is rock solid too, I don’t have any issues with it messing up transactions with duplicates etc.

It varies by bank but for all mine you have to use the username and password unfortunately. My understanding is that it’s just how the underlying bank APIs work in general, because that’s what I have to do when I link accounts for my banks elsewhere too, not just in SimpleFIN. I don’t think they actually store your credentials though, I think it proxies it to the bank login and then caches a token. You can probably ask their support about the details if you’re concerned, they have been pretty responsive to me and willing to answer technical questions.

It does support investment accounts, I have my retirement and investment accounts in there. It supports just about every account I have, actually, credit cards included which is super handy. I think it’s all read-only access through, so you can only use it to import data not make new transactions.

In the US it has integration with SimpleFIN. SimpleFIN isn’t free but it’s pretty cheap ($1.50/mo) and supports most banks out there, even my obscure local credit union. It works pretty well, though sometimes the banks fuck with stuff and seem hell bent on breaking any kind of API access, but SimpleFIN support was really responsive for me to get it fixed when it happened. I do also have to reauthenticate my bank every day when I want to sync, but that’s also just the banks being assholes and isn’t too bad to do.

Zwave is irritating to migrate, in theory the configuration is stored on the stick/radio but in reality it only stores some basic info and the pairing keys. You end up needing to re-interview everything for Home Assistant to know what it’s talking to. Last time I had to do it I ended up just resetting and repairing everything from scratch. I think the secure pairings in the newer Zwave revisions also has some quirks to migrate.

In my experience the biggest hurdle to Zigbee devices is figuring out how to get them into pairing mode or proximity when pairing. Most of my headaches have been with it being unclear how to get them into pairing mode (Phillips bulbs are finnicky to pair unless you have a Hue remote, which will reset devices near it by holding the On+Off buttons down near the device you want to reset), or with devices wanting to be paired in close physical proximity to the root coordinator. For the latter, some devices seem to only want to pair if you’re within a few meters of the Zigbee base, whereas others are perfectly happy to pair to whatever the nearest coordinator it can talk to. Xiaomi and Samsung devices seemed to be the main offenders for that one.

It’s a lot smoother nowadays though, as Zigbee has become a lot more standardized. It’s been a while since I had any new Zigbee devices give me trouble setting up.

There is no truly all-in-one Home Assistant device off the shelf, but the HA devs have two reference kits that are mostly ready-to-go: Home Assistant Yellow and Green. There’s not a ton of difference between them at a high level, other than that Yellow includes a Zigbee radio onboard while Green does not. You can easily add other radios via USB dongles for Zwave (and/or Zigbee in the case of the Green) as needed. Both the Green and Yellow are supported directly by the Home Assistant devs and have lots of documentation. Home Assistant itself can easily replace SmartThings in terms of functionality, and in fact greatly exceeds it. Most of the headache is just gonna be migrating your stuff from ST to HA and the associated learning curve, which there is unfortunately just not an easy way to do AFAIK other than manually porting everything from ST->HA.

If you want a standalone hub with its own ecosystem most similar to SmartThings that you can later also integrate with Home Assistant, maybe the Xiaomi hub is the best option. However, it’s Zigbee only and mostly only works with their devices. You’d be better off just moving everything to Home Assistant up front IMO.