You know that the other two words also exist though, right? Like, you can effect change in an organization, and there can be something strange in the affect of a psychopath. So there’s a verb “to effect” and a noun “affect” (although here the pronunciation is different–the accent is on the first syllable). It’s true that the most common usages follow the rules you’re laying out, but it genuinely is an oversimplification.
I mean, only a misdemeanor offense, and the caller ID thing only cost them $6 million. Sounds to me like this is definitely within budget for a bunch of candidates.