Same. Started suspecting that its app-only.

Ah yes, we will use your deposited money to grow our wealth and give out credit, but that will cost you because we have to afford servers, IT admins AND a yacht for every shareholder. /s

The saddest part about it is that although what you said is true, that doesn’t guarantee that the sum won’t grow. What I pay back is not even covering the interest, and it keeps growing. It may be that I’m going to pay that “tax” for my whole life, which is ironic because I dont even work in the same industry as the education I’m paying back for.

38k uk pounds. Thats the amount of student debt which is slowly becoming crippling since the uk are raising the % higher and higher.