Apple could buy arm and shut everyone else out.

It’s cool to be proud you’re gay. Being proud your straight feels like all lives matter energy.

It’s probably why they fought to keep her in prison. They don’t want her talking, opening up lawsuits.

You really think apple isn’t their best customer?

You really think apple isn’t part of why this is happening?

Unfortunately we aren’t talking about control. We’re talking about risk.

But what if you can choose your pool?

I’m not saying don’t give care to folks. Just adjust premiums based on risk. If I picked up smoking my life insurance rates would go up nearly 5x. If I moved to a dead tinderbox forest my home insurance would increase 4x. If I get in an accident or get a DUI my car insurance doubles.

It’s important to take risk into account for insurance premiums, because if you have more claims than you’re prepared for you run out of funds to pay for all the care. Whether it’s nationalized or a private insurance provider, the funds need to be there for the statistical average of care or reimbursement needed.

If the funds aren’t there you end up with situations where folks just get booted off the insurance, or companies refuse to pay. That’s worse. That’s much worse than just paying more.

It’s all about stats though, rates. If you have two separate groups that are under insurance umbrellas. Say two separate companies all insured together. One tests with high likelihood for cancer, so across the large group of 5000 people you can be pretty sure about 500 will get cancer and or heart disease. The other only 100 out of 5000.

Those diseases don’t account for all insurance expenses, so we’ll say 5 times the cancer rate means 3 times the total expense. If it’s costing three times as much to insure one group as the other, where should that money come from then? They either need to start paying more overall or folks will start being denied care since the funds aren’t there. Why shouldn’t the group pay more. But then, if it’s more expensive at group a, why wouldn’t those who are not predisposed jump over to group b?

If the US nationalizes healthcare, it also seems unfair that California has to pay for the greatly increased heart disease and obesity rates of Oklahoma and Mississippi.

I acknowledge this is a criticism of insurance as a whole, but we’re seeing these effects across healthcare but also home insurance from climate change.

If I own a house in a forest that’s dried out and dying from bark beetles, sudden oak death, and drought, my insurance is going to cost like 5 times the average. And rightfully so.

Devils advocate.

If you’re significantly more likely to get cancer, why shouldn’t you pay a higher rate? It’s not fair to me who doesn’t have same likelihood.

I’ve hired two professionals now. One came in a taped like you described, and accounted for that time in the quote. The other charged less and did a better job overall because they didn’t tape. They said real professionals just cut in.

But do they have more lawyers than the banks? Most of those houses are actually the bank’s houses.

Trans women are women.

Lol, I can’t afford not to use AI.

Like I said, their little ceremonies.

I’ll go out on a little limb, it might be sales specific. My company is 100% work from home. All the engineers and product and design work remote, maybe come into the office once a week just because.

The sales team however is strongly encouraged to come in as much as possible. I think it’s a morale thing. Sales teams become these weird cults, maybe necessarily. It’s really hard to pick up the phone and make a call when you’ve been rejected 5 times in a row. The teams little ceremonies are designed to help push through that.

I just hate all their separate OSes. I’d buy an iPad pro if it ran osx. I’d buy this thing if it ran osx. I’m not buying a powerful $3k computer that can only run apps.

Goblin

Those thicker bags suck, it’s just even more plastic. That’s what California just banned and I’m so happy.

They’re on their own. Pretty sure Texas likes the poison.

If they don’t just tell them you need help to your car.