I mean, sure, they also charge for a profit rather than as a social good. My point is just that everyone pooling together resources through regular payments when they don’t need health assistance so that when they do they can pull from it to get the coverage they need is literally the foundation for how insurance works at the abstract and perhaps is a good indicator of why privatized for-profit insurance makes no fucking sense.
It’s literally the methodology of…insurance.
I don’t believe that’s how insurance works. They charge people based on perceived risk, not based on how much they can pay
I mean, sure, they also charge for a profit rather than as a social good. My point is just that everyone pooling together resources through regular payments when they don’t need health assistance so that when they do they can pull from it to get the coverage they need is literally the foundation for how insurance works at the abstract and perhaps is a good indicator of why privatized for-profit insurance makes no fucking sense.