• agamemnonymous@sh.itjust.works
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    12 hours ago

    My household income is well above the median in my area. Besides a bit of student loans, I have no other debt. I’m doing pretty well compared to most people my age, financially.

    I still needed an FHA and down payment assistance to squeak into the cheapest house on the market that wasn’t a trailer

    • tmyakal@infosec.pub
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      3 hours ago

      I know a few millennial homeowners, and almost every one falls into one of two categories: they were gifted the home (or down payment) from a family member; or they married a Gen-X doctor in 2007 and bought right after the market crashed in 2008 and they’ve watched their home value quadruple since then.

      That’s it. Have family that’s well-off enough, or marry someone that had money at the right time to exploit a financial disaster.