Overall, how long do you think you could cope without your HA platform before it becomes an issue?
It will never become an issue. As I mentioned, all the smart things I have can still be controlled manually. Sure, things like timing energy consumption to cheaper hours and turning on outside lights when it gets dark either stop working or needs to be manually controlled, but it would be more an annoyance than a issue.
And when planning for expansions I’m pretty strict that things stay that way. Everything has to work without HA, internet connectivity or anything at all besides obviously having electricity. Automations are just icing on the cake and they can save a few bucks here and there and offer quality of life functionality, but I’d never rely on those alone. Manual override has to be always an option.
My Z-wave switches and smart plugs are reasonably accurate for a common house use, but I wouldn’t say that they are ‘very accurate’. I haven’t done any measurements, but if in example I plug in an appliance which has 200W on label I get roughly that number from the system. But obviously I don’t have any way to tell if the smart plug shows wrong value or if the label on the device is incorrect. And with things like LED bulbs the current varies anyways with temperature plus I don’t know if the things take actual line voltage into account which varies a bit as well.
For my use case they’re accurate enough, but if you need ‘electroncis lab accurate’ results I doubt that any of the smart plugs can provide that.