Getting your credit score up can have benefits. My credit was destroyed after my bank scammed me and I couldn’t pass the background check to rent an apartment. I literally had to bribe a landlord with an extra $1k deposit just to rent an apartment. That’s just one example but there’s many more. The world is increasingly stacked against those with bad credit, and in favor of those with good credit. It really is in your interest to game your score up with a low limit card.
Getting your credit score up can have benefits. My credit was destroyed after my bank scammed me and I couldn’t pass the background check to rent an apartment. I literally had to bribe a landlord with an extra $1k deposit just to rent an apartment. That’s just one example but there’s many more. The world is increasingly stacked against those with bad credit, and in favor of those with good credit. It really is in your interest to game your score up with a low limit card.
I for sure understand this.